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Michelle Fowler

Managing Director| V-Card

Michelle Fowler is the Managing Director of Servicing at The Ardent Companies. Prior to joining Ardent in February 2015, Michelle was the Assistant Vice President of Special Assets at Synovus, a regional financial institution in Atlanta. In her role, she led a team that managed over $500 million in non-preforming loans, managed the de-leasing efforts of the financial institutions’ REO assets, and handled all leased REO properties until disposition. She also worked out or disposed of a portfolio in excess of $100 million in non-preforming loans and REO assets; workouts included loan restructuring, forbearance agreements, and collection efforts. She has more than 10 years of banking experience with a concentration in real estate construction lending and special assets management.

Chris Kelly

Managing Director| V-Card

Chris Kelly is a Managing Director at The Ardent Companies. Chris has 32 years of experience in commercial real estate credit and institutional asset management and has had direct responsibility for more than $12 billion in originations. Prior to joining Ardent in January 2020, Chris served as the Managing Director and Head of CRE Lending at Amherst Capital Management (“ACAM CRE”).  As a founding member, Chris  was responsible for all facets of the business including the development and execution of ACAM CRE’s middle market transitional lending strategy and well as the development and management of ACAM CRE’s institutional client base.  Prior to Amherst, Chris was the Managing Director and Head of Real Estate with CapitalSource, a division of Pacific Western Bank. During his 12-year tenure at CapitalSouce, Chris was responsible for all aspects of CapitalSource’s national CRE lending business, including the development and management of a 35-member, six office platform. Prior to CapitalSource, Chris was a Managing Director and founding member of Natixis (f/k/a CDC Mortgage Capital) where he was responsible for the origination of senior and mezzanine loans. Previous to this, Chris was with Lehman Brothers where he originated interim and permanent debt for the Fixed Income Group. Prior to Lehman, Chris spent over eight years in the real estate division of Heller Financial in Chicago and New York. At Heller, Chris was involved in numerous activities including the origination of a wide array of senior and mezzanine debt for all types of commercial real estate.   He is a member of various real estate organizations including CREFC, ULI, MBA, ICSC, WREAA and Zell/Lurie Real Estate Center. Chris is a graduate of the University of Wisconsin-Madison and is a former board member for the Wisconsin Real Estate Alumni Association.

Greg Sullivan

Director| V-Card

Greg Sullivan is a Director at The Ardent Companies. Greg focuses on loan origination and underwriting. Prior to joining Ardent in April 2021, Greg was a Relationship Manager with Wells Fargo’s Commercial Real Estate Group where he managed a $600MM portfolio of balance sheet loans. Greg received a Bachelor of Business Administration in Finance and Real Estate from the Terry College of Business at the University of Georgia.

Rachel Callaghan

Senior Associate| V-Card

Rachel Callaghan is a Senior Associate at The Ardent Companies. Prior to joining Ardent in March 2022, Rachel was an Investment Director at The Prager Group, where she was responsible for underwriting single-family rental home portfolios along with asset management of current investments ranging from stabilized portfolios to build-to-rent construction. Rachel received a Bachelor of Science in Business Administration with a concentration in Finance from the Georgia Institute of Technology.

Ignacio Nunez

Associate| V-Card

Ignacio Nunez is an Associate at The Ardent Companies. Ignacio focuses on loan origination and underwriting. Prior to joining Ardent in March 2022, Ignacio was an Associate in Wells Fargo’s Commercial Real Estate Group where he focused on the origination and portfolio management of balance sheet loans. Ignacio received a Bachelor of Arts in Political Science from Belmont Abbey College as well as a Master of Science in Finance with a concentration in Real Estate from Florida State University.

Jay Yuan

Senior Associate| V-Card

Jay Yuan is a Senior Associate at The Ardent Companies. Jay focuses on debt underwriting, market research, and data analysis for fund management. Prior to Joining Ardent in November 2020, Jay was an Investment Analyst at Modments Development, where he was responsible for market research and financial analysis of residential rental and multifamily projects. He is currently a member of Urban Land Institute. Jay received a Bachelor of Business Administration, concentrating in Finance and Real Estate, and an Econometrics Bachelor of Administration from Emory University.