Michelle Fowler is the Managing Director of Servicing at The Ardent Companies. Prior to joining Ardent in February 2015, Michelle was the Assistant Vice President of Special Assets at Synovus, a regional financial institution in Atlanta. In her role, she led a team that managed over $500 million in non-performing loans, managed the de-leasing efforts of the financial institutions’ REO assets, and handled all leased REO properties until disposition. She also worked out or disposed of a portfolio in excess of $100 million in non-performing loans and REO assets; workouts included loan restructuring, forbearance agreements, and collection efforts. She has more than 10 years of banking experience with a concentration in real estate construction lending and special assets management.